Football finance expert Kieran Maguire on how new Squad Cost Rules (SCR) will affect Charlton Athletic in the 2026-27 Championship season

Addicks will be able to spend 85 per cent of their income with a 'top-up allowance' for owners also capped

Championship clubs have approved a move to new Squad Cost Rules (SCR) from the start of next season. South London Sport: Charlton Athletic Edition has got the lowdown on the new system from Kieran Maguire, who presents The Price of Football podcast with Kevin Day.

We discussed how the spending measures will impact the Addicks as they get ready to embark on a second successive campaign in England’s second tier.

Before that, here are a few things to note about SCR (all of this information has come from the EFL release announcing the change):

• the SCR allowance for clubs will be set at 85 per cent of income, with a flexible equity top-up allowance of £33m over a three-year period (up to a maximum of £15m a season)

• The new framework allows for real-time monitoring during the season, rather than reviewing ‘after the event’, with the aim of giving clubs greater clarity and the ‘club financial reporting unit’ earlier visibility over clubs’ financial position

• The framework also includes safeguards around commercial deals linked to owners or associated parties

Maguire is one of the leading football finance experts in the UK and has published a book - The Price of Football: Understanding Football Club Finance.

As well as pretty much a full transcript of our chat, there is also the option to listen below.